The Social Security Administration has two programs that provide benefits based on disability: Social Security Disability Insurance (SSDI), which is based on prior work under Social Security, and Supplemental Security Income (SSI). Under SSI, payments are made on the basis of financial need.
Social Security Disability Insurance (SSDI) is financed with Social Security taxes paid by workers, employers, and self-employed persons. The amount of the monthly disability benefit is based on the Social Security earnings record of the insured worker. The SSDI program provides benefits to the disabled or blind individuals who are considered “insured” because of their contributions to the Social Security trust fund.
Supplemental Security Income (SSI) is a program financed through general revenues. You do not need a work history to qualify for SSI. SSI disability benefits are payable to adults or children who are disabled or blind, have limited income and resources, meet the living arrangement requirements, and are otherwise eligible. The monthly payment varies up to the maximum federal benefit rate, which may be supplemented by the State or decreased by income and resources.
Apply for Social Security Benefits:
Call 1-800-772-1213 or contact your local Social Security Office to set up an appointment to complete the application form in person or over the phone.
